Private:
Purpose: Purchase of Two/ Four wheeler for personal use

Interest Rate: Reducing 13% Per Annum.

Eligibility: Any Individual (Businessman, Professional, Self- Employed, Salaried Person having Regular source of Income).

Loan Amount: 75% on Quotation value.

Security: Vehicle.

Repayment: up 3 to 5 Years.



Commercial Loan

Purpose: Purchase of Tempo, Trucks, Tankers, Bus, Tourist Vehicle etc.

Interest Rate: Reducing 13% Per Annum.

Eligibility: Loan amount would be derived at after ascertaining the repayment capacity based on net profit of the year, projected income,etc..

Loan Amount: 75% on Quotation value.

Security: Vehicle.

Repayment: up 3 to 5 Years.

Purpose: Purchase of Flat/ House Construction of Flat/House, Construction of Commercial , Existing Flat / House.

Rate of interest: Reducing 13% Per Annum.

Eligibility: Any Individual (Businessman, Professional, Self- Employed, Salaried Person having Regular source of Income) Property should be in the name of Applicant.
The Co-applicant is necessary for Housing Loans.
Co-applicant will mainly be spouse or son or daughter or father or mother of the Principal Borrower and he/she may be an earning or non-earning member.
In the absence of the above Co-applicants, Brother or Sister may be taken as Co-applicant, but their Income shall not be clubbed for calculation of eligible loan amount.

Loan Amount: 70% of estimate value.

Security: Registered Mortgage.

Repayment: up 5 to 7 Years.

Purpose: Business for Purchase e.g Purchase of Machinery. Furniture, Office Equipment etc.

Rate of interest: Reducing 14% Per Annum.

Eligibility: Any Business, IT return file

Loan Amount: Depend on business transaction.

Security: NA Float, City Srave, Property Registered Mortgage.

Repayment: up 3, 5 to 7 Years

Purpose: Business for Purchase e.g Purchase of Machinery. Furniture, Office Equipment etc.

Rate of interest: Reducing 14% Per Annum.

Eligibility: Any Business, IT return file

Loan Amount: Depend on business transaction.

Security: NA Float, City Srave, Property Registered Mortgage.

Repayment: 1 year

Purpose: Personal use.

Rate of interest: Reducing 15% Per Annum.

Eligibility: Salaried Employee of any organization, IT return file.

Loan Amount: Maximum 5 lakh.

Security: Signed cheques.

Repayment: up 3 to 5 Years.

Rate of interest: Reducing 13% Per Annum.

Loan Amount: Against gold value.

Security: Gold.

Repayment: up to 1 Year.

Rate of interest: Additional 1% on FD interest rate.

Loan Amount: Against 90% on FD value.

Security: FD.

Repayment: Period on FD.

Benefits Schemes:

12% dividend on share.

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